Finance

The quiet cost of subscriptions and how to audit them

Recurring payments are easy to start and easy to forget. A one-evening review.

Person holding a smartphone next to a laptop
Photo: Unsplash

Subscriptions are easy to start and easy to forget. A one-evening review often finds services you no longer use.

Find them all

Go through three months of bank and card statements plus the subscription lists in your phone’s app store. Write each one down with its price and renewal date.

Decide and act

Cancel what you have not used recently, downgrade what you use lightly and set calendar reminders before annual renewals.

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