Budget apps can connect to your bank and categorise spending automatically. Before you connect an account, check what the app can see and what it does with the data.
Permissions and data
Look for read-only access, clear information about where data is stored and how to delete it. Regulated account-access services are safer than apps that ask for your banking password.
Features that matter
Automatic categories, simple monthly limits and a clear overview matter more than long feature lists. The best app is the one you actually open every week.
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